Posts Tagged workers compensation insurance

Questions about Ohio Workers’ Comp – Ohio Job Injury?

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Mike Gruhin, Board Certified Ohio Workers’ Compensation Specialist Attorney, has the answers to your work injury questions.

Have you suffered an on the job injury?  You need a Board Certified Ohio Work Comp Specialist Attorney on your side.  Experienced Ohio workers’ compensation lawyers from Gruhin & Gruhin can help you seek fair compensation for your injuries.  Filing a workers’ compensation claim is a complicated process. The BWC would lead you to believe that you don’t need an attorney and that’s how it saves money on claim payment. Most work injury victims just don’t know what to do or what benefits are available for their injuries. And, that’s where Gruhin & Gruhin and Mike Gruhin come to the rescue.  When you get hurt in a , contact the Cleveland, Ohio Law Firm with the winning record. Check out the actual client testimonials. Let our clients tell you the story of Gruhin & Gruhin.  Call Gruhin & Gruhin today! There are time limits.  Discuss your claim with a Board Certified Work Comp Specialist Attorney. It doesn’t cost any more to have a Certified Specialist on your side, so why choose an attorney who takes a work comp case, but isn’t Board Certified?  Please feel free to review some of the most frequently asked questions we receive from our clients, which you can read below.

Frequently Asked Questions about Ohio Workers’ Compensation

Q: What on the job injuries does workers’ compensation cover?

A: Workers’ compensation covers almost any on the job injury, including long-term diseases resulting from your work (asbestos, etc.), pre-existing injuries that were exacerbated by an accident at your job, and even injuries caused by a third party while on the job.

Q: Who pays my workers’ compensation benefits?

A: Ohio law requires that virtually all employers purchase workers’ compensation insurance coverage from the state fund or insure themselves. Therefore, either the state fund or your employer will be responsible for paying your compensation.

Q: How long will it take to get benefits?

A: This depends on the specifics of your injury, whether your employer is self-insured or state funded, where you received medical treatment, and many other factors.  Having an experienced Board Certified Ohio Workers’ Compensation Specialist Attorney on your side will help you receive benefits much faster, as you can be sure that your attorney has filed all the necessary paperwork to keep your claim moving.  Ultimately, you must trust that your attorney is doing everything that he or she can to ensure that you receive benefits as quickly as possible.

Q: Do I have to go back to work before I am ready?

A: Ultimately, your doctor’s advice determines when you are ready to go back to work.  When you suffer an injury on the job, your employer or your employer’s third party administrator will likely suggest their doctor.  Contact your Board Certified Ohio Work Comp Specialist Attorney and get a referral to a BWC Certified Medical Provider to give you the medical care you need and properly fill out all of the complex BWC paperwork on your behalf.  You are free to go to any OhioBWC Certified Provider.  You don’t  have to return to work until your doctor believes you’re ready or until your employer has a light duty job that your doctor believes you can handle. However, even if your doctor feels you might not be ready to return to work, the Industrial Commission can find that you have reached Maximum Medical Improvement. While you are unable to work, you are entitled to receive temporary total disability compensation.

Q: Do I have to file my workers’ compensation claim within a certain time limit?

A: There is a two-year statute of limitations for filing a workers’ compensation claim.  If you do not file your claim within two years of your injury, you will not be able to seek compensation.  If you are in an on the job accident, you should move quickly to seek legal representation and file your claim so that you are sure to receive the benefits you need.

Q: The BWC denied my workers’ compensation claim.  Is there anything I can do?

A:  Call Mike Gruhin, Board Certified Ohio Workers’ Compensation Specialist Attorney. You need a specialist in your corner to appeal your claim and attend the hearing at the Ohio Industrial Commission.  You should absolutely hire a Board Certified Specialist Attorney. Don’t make the mistake of just hiring any lawyer who ‘does’ work comp claims.  You need a legal professional,  a Board Certified Specialist, to gather and present the evidence necessary to prove that you were hurt on the job and deserve compensation.  Don’t attempt to appeal a denied workers’ compensation claim alone.

© 2012, Gruhin & Gruhin Attorney's. All rights reserved.

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Mike Gruhin – The Ohio Work Comp Specialist – Ohio Workers’ Compensation, an overview

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Workers’ Compensation, an overview

An accident on the job can cause devastating injuries which keep you from providing for your family.  Every day in Ohio, workers are injured on the job.  Work accidents and job injuries including, but not limited to, slip and falls, lifting, repetitive lifting, repetitive motion injuries (carpal tunnel, etc.) car crashes, defective products, failure to follow safety rules, occupational diseases, punch press injuries, construction site accidents, tow motor accidents, amputations, and more, are just a few examples of the many ways workers sustain injuries on the job.

Ohio Workers’ Compensation statutes provide for income benefits regardless of whether the injury was due to the employer’s negligence, the worker’s negligence, or the negligence of other employees. In Ohio, workers’ compensation is a no fault system. As long as a worker does not intentionally inflict him/herself with an injury, there is coverage.

Ohio’s workers’ compensation laws provides injured workers with temporary total disability compensation when you can’t work. An injured worker will also receive medical care, therapy, and rehabilitation services. These benefits are designed to protect you until you are able to return to work and once again help to provide for your family.

In Ohio, all businesses employing three or more workers are required to carry workers’ compensation insurance.  You are covered by workers’ compensation from your first day on the job until your last day.

If you have been injured on the job, it is important to immediately call a board certified Ohio workers’ compensation specialist attorney.  Workers’ compensation can be very confusing to an injured worker. You will need a specialist attorney to help you get through the bureaucratic red tape and the legal mumbo jumbo. There are time limits, so call now.

Mike Gruhin is a Board Certified Ohio Workers’ Compensation Specialist Attorney. There are only 152 certified specialists in the state of Ohio. And, did you know that many lawyers who take on Ohio work comp cases are NOT specialists? Choose your work comp lawyer wisely. Choose Mike Gruhin.

Benefits
In Ohio, you are entitled to bi-weekly income benefits if your injury keeps you away from work for more than seven days, until you reach maximum medical improvement (MMI).  You are entitled to receive a percentage of your full weekly wage and a percentage of your average weekly wage.  There are many benefits available to injured workers, but the employer and the BWC usually doesn’t tell you about everything you are entitled to receive.

Don’t guess what your rights are. Call Mike Gruhin, Board Certified Ohio Workers’ Compensation Specialist Attorney.

The Process
In order to seek the benefits you”re entitled to receive you must file a claim within tw0 years of the injury date. There are other time limits so you should consult with a Board Certified Specialist.  Call Mike Gruhin to find out what your rights are and what time limits apply to your claim.

After filing your claim with the OhioBWC, your claim will begin the time frame process. The process follows this time frame.

If you or a family member has been injured on the job, give Mike Gruhin a call at (216) 861-5555 to discuss your claim or send an email to start the communication process to discuss your OhioBWC claim.

Mike  has years of experience with the OhioBWC. Let his experience help you find the right doctors to assist you in your recovery from your injuries and to get you back on your feet.  Mike has successfully represented Ohio’s work force throughout the state and those who were injured in the service of an Ohio employer.

Have an Ohio claim, but now live out of state? Call Mike. He has the experience to represent injured workers who now live outside of Ohio.

In the event of any type of  Ohio work injury, or Ohio job accident, a Board Certified Ohio Workers’ Compensation Specialist Attorney should be contacted to advise an injured worker on all the benefits available in such an industrial accident.  There are time limits, so protect yourself and call now.

Contact Mike Gruhin, Board Certified Ohio Workers’ Compensation Specialist Attorney. Find out your rights and protect yourself and your family!

Additional Resources

© 2011, Gruhin & Gruhin Attorney's. All rights reserved.

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The Ohio Industrial Commission – What does it do?

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Ohio ICThe Industrial Commission (IC) of Ohio conducts over 180,000 hearings annually and most of these hearings take place within 45 days of the original claim appeal.  Since 1912, the IC has been resolving issues between parties who have a dispute in a workers’ compensation claim. Read the rest of this entry »

© 2009, Gruhin & Gruhin Attorney's. All rights reserved.

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